Rita Ramsey, 36 years old
There are lots of ways that you can negatively affect your dating life. Poor hygiene for one, or an insistence on recapping the entirety of Babylon 5 during your first dates. And the same goes for your financial life: There are lots of ways to screw it up. You could rack up excessive credit card debt, fail to pay your bills on time, and forego savings, bad credit dating you reliant on short-term bad credit loans like payday loans and cash advances when things get tough. And as it turns out, screwing up your financial life and screwing up your dating life could be pretty closely connected: The kinds of behaviors that lower your credit score can also lower your romantic Q score.
Having good credit is an important factor in maintaining one's financial health, but should it be a factor in your relationships? Bluntly, is it okay to date someone with terrible credit? The answer is yes, it is bad credit dating -- unless you are planning a future with them. It's not only their actual credit score that may cause problems for you in the future, but their attitude towards their credit and financial health overall.
We spend a lot of time planning our dating lives. Most people know what it takes to be a good date: dress well, be polite, do not spend too much time talking about exes, etc. In a recent study from Fox News, 20 percent of men and 30 percent of women said a bad credit score would be a deal-breaker in a long-term relationship.
More about bad credit dating:
Studies have shown that money is the leading cause of discord within romantic bad credit dating. According to a survey by SunTrust bank35 percent of couples said they fought most often about finances, and 47 percent of respondents said they and their partners had different saving and spending habits. So when it comes to dating dealbreakers, just how bad is bad credit? On the flip side, if your credit is poor, is that enough to doom you to the single life forever? Where do you even begin? And when is the right time? In general, you should probably start having money talks once a relationship gets serious. Because money is often such a taboo topic, it can be difficult to know when is an appropriate time to bring it up. This conversation is going to be different for every couple, and you need to go into it with no judgement on either side.
If you have bad credit, you already know it affects all areas of your life. Take dating for instance — from searching for the right partner to choosing fun and interesting activities, dating can be a challenge when you have bad credit. Fortunately there are things you can do to that will make the best of your bad credit situation. One of the worst things you can do when dating is to keep your bad credit hidden. It will eventually come out, and then you will look even worse. Instead, bad credit dating up-front about your financial and credit situation. Successfully dating when you have bad credit means you need to find a partner who is understanding and down to earth.
HE totally flipped out hes like wow how can u do this to me?????. I did not give a shit about the other guy who asked me out because at this point i really like this guy who ive been hanging out with. I told him 2 days later tht i left the other guy and ever since we became like a couple. And one time i brought up the relationship thing and he said hes not rdy but he does not want to lose me he just wants me and he is happy.
So i said okay. I got happy and told him the same. He was hurt before.